Becoming a Certified 203k Contractor by being approved to be listed on the National Directory of Certified 203k Contractors for the FHA 203k loan involves education and testing as well as verification of credentials, references and residential remodel/rehabilitation/construction experience. The 203k Contractor Certification program enables contractors to have the knowledge necessary to master their role as a 203k Contractor properly and efficiently participate with 203k renovation jobs and to connect with borrowers, lenders, sellers, asset managers and real estate agents who are in need of a Certified 203k Contractor.

The 203k Contractor Certification Program contains the education course for contractors for the FHA 203k loan and assures the borrowers, lenders, asset managers and Realtors® who recommend or use a Certified 203k Contractor of the most knowledgeable and experienced contractor for their FHA 203k loan needs. Developed to ensure that contractors are properly educated, prepared and informed on the complexities of the FHA Section 203k Rehabilitation Loan, this education-based program is a prerequisite to getting listed in the 203k Contractor Directory, thus earning the designation as a Certified 203k Contractor.

Because the designation as a Certified 203k Contractor is earned and retained by the company and is not associated with any one person, the 203k Contractor Education Course must be completed, at a minimum, by the owner/principal of the company or the individual who holds the contractor license (applicable in areas where licensing is required for contractors).